Before

After

Can I upgrade my carpet after flooding?

My carpet was ruined during a flood. Can I ask the insurance company to upgrade to wood floors?

The short answer is yes. But the insurance company is not going to pay for the upgrade.

After flooding has come into your home anything that is porous will have to be torn out. This home had their carpets removed due to contamination. The homeowner really wanted to put wood floors in during the remodel and asked us if the insurance company would do that.

The insurance company would not pay for the upgrade. However, they will give you the money for the carpet and the rest of the upgrade will have to be paid for out of pocket.